Privacy policy
Your privacy is very important. That is why Personal Finance Company has developed privacy policies and procedures that are intended to ensure the responsible handling of your "nonpublic personal information". This document describes the privacy practices of Personal Finance Company.
- We collect nonpublic personal information about you in order to offer you loans and to collect loans, administer our business, perform statistical analysis, and comply with all applicable laws and regulations.
- We collect nonpublic personal information about you from the following sources:
- Information we receive on applications or other forms, such as name, address, social security number, assets, income, homeownership or lack of it, employer, and type of work.
- Information about your transactions with us, our affiliates or others, such as other loans you have with us, account balance, payment history.
- Information we receive from a consumer reporting agency such as your credit history.
- As permitted by law or as authorized by you, we may disclose the following information to affiliates, companies to whom we offer to sell your loan, and companies that perform marketing or administrative services on our behalf, parties whom we employ or contract with to collect your loan, consumer reporting agencies and other lenders with whom you have a lending relationship or have applied to for credit.
- Information we receive on applications or other forms, such as name, address, social security number, assets, income, work history, present employer and job.
- Information about your transactions with us, our affiliates or others, such as payment history, account balances, parties to transactions.
- Information we receive from a consumer reporting agency such as your credit history.
- As permitted by and in accordance with applicable laws and rules of court, we may disclose non-public personal information to comply with a court order, subpoena, or other judicial process in connection with civil, criminal, or regulatory actions, proceedings, or investigations.
- We restrict access to nonpublic personal information about you to those employees who have a legitimate business need to have access in order to provide products or services to you. All of our employees are expected to adhere to confidentiality standards in order to protect your personal information. Those employees who violate such confidentiality standards are subject to discipline. We maintain physical, electronic, and procedural safeguards to protect your nonpublic personal information.
- When information is disclosed to a third party in connection with the marketing or administration of our financial products, we require them to agree to adhere to customer confidentiality procedures and practices that are at least as strict as those that we have established.
- Reasonable care will be taken to keep pertinent records current, complete and accurate. Procedures are in place to correct any errors that are brought to our attention. If you see any inaccuracy in your statements or in any other communication from us, you can report these errors by contacting your local branch office.
- Information about former customers is kept for the period of time required by our records retention policies. During this period of time, this information is not disclosed except as required or permitted by law. The information is destroyed when we are no longer required to keep it pursuant to our records retention policies.
- We reserve the right to modify or supplement this Privacy Policy at anytime. If we make material changes, we will provide you with a revised copy of this Notice.