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SPECIAL HOLIDAY HOURS This holiday season, we are open Saturdays November 17th through December 29th. 9:00 AM- 1:00 PM

Month: November 2018


Holiday Party Tips

Holiday Party Planning Tips Holiday parties can range from small, familiar gatherings, to all-out celebrations. Whether you are throwing a holiday party for your close friends or for your entire extended family, we gathered some holiday party tips to keep it as affordable and fun as possible. Let’s explore them below: Guest list While it’s…

Top Holiday Cookie Recipes

Holiday Cookie Recipes Let’s face it; one of the best parts of the holiday season is food. In fact, at Personal Finance Company, we have such a sweet tooth that we held an internal contest for the best cookie recipes. We had our team members send in their families’ favorite time-tested holiday cookie recipe and…

Loans 101: The Borrowing basics

Loans 101 Are you new to the world of borrowing and loans? Even if the answer is no, you may learn something from this article as we cover all of the borrowing basics. What are secured and unsecured loans? Secured loans are ones that are protected by an asset. Whatever is being purchased with the…

Best Deals of the Season

Black Friday, November 23rd, looks to be one of the best in recent years. Most sales run through the weekend, some already live online. We have compiled a list of some of the best deals in several categories with links to make your shopping experience easy this year! Make sure to check back with us…

Black Friday vs. Cyber Monday: Crowds or Clicks?

Black Friday & Cyber Monday are two of the busiest shopping days in existence. They both represent the start of the holiday shopping seasons, big sales, great deals, and savings. But which of these days is the best day to shop? On which days do you get the best deals? And, should you spend your…

Best ways to save money on groceries: 7 tips to spend less

Best ways to save money on groceries Groceries are a necessity, but they don’t necessarily have to break the bank. Here are our 7 tips to spend less and save money when buying groceries. 1.   Establish a budget Establishing a budget allows you to remind yourself what you can afford to spend on groceries for…

8 Ways to Give Back This Holiday Season!

The holiday season is quickly approaching, and for most that means spending time with friends and family, over-indulging in delicious food, and watching football. However, what is often overlooked during this time of year is the importance of giving back to those who are less fortunate. To help bring awareness to this important aspect of the…

Money-Saving Holiday Travel Tips

According to the United States Department of Transportation, the Thanksgiving, Christmas, and New Year’s travel periods are estimated to be the busiest long-distance travel periods of the year. In fact, travel around Christmas/New Year’s (to and from a destination 50 miles or more away) is estimated to increase by 23% when compared to the rest…

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Personal Finance Company, LLC, NMLS No. 123861 (www.nmlsconsumeraccess.com).
8211 Town Center Drive, Nottingham, MD 21236. Telephone Number 877-310-2373.

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Google AdWords Financial services disclosures

Personal loans offered by Personal Finance Company, LLC are not available in all states. Loan terms are not guaranteed, and APR’s and terms vary based upon state laws and regulations but the APR will not exceed 35.99%. Various factors are taken into consideration when determining loan eligibility, which include, but are not limited to, credit history, loan amount, loan term, income, and debt. Loan closing is contingent upon submission of all required documentation and agreement to all terms and conditions of the loan agreement.

As an example, with an amount financed of $5,000.00 the borrower receives $5,000.00 at an APR of 29.63% and an interest rate of 28.94% which includes a finance charge of $3590.56. Under these terms, the borrower would make 48 monthly payments of $178.97, for a total of payments of $8,590.56. The amount financed may not be the net proceeds paid if charges other than interest are included in the loan.

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