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New years resolution 2019

New Year’s Resolution

New Year’s resolutions are easier to make than to actually keep. Start 2019 off by coming up with resolutions and setting goals you can successfully obtain this year! We gathered tips for you to follow that are simple and broad enough to apply to any resolution you have in mind.

Tips for your new year’s resolution:
1. Specific.

If your New Year’s resolution is to lose weight, state how many pounds you want to lose. If your resolution is to travel more, pick out where you want to go.

2. Time Frame 

Be even more specific with your resolution by establishing a time frame you want to complete it by. An assortment of short-term goals will help you reach your long-term goal. These short-term goals act as mini successes to get you to your end result.

3. Stay motivated.

For each short-term goal or milestone, you meet, reward yourself! If your New Year’s resolution is to lose fifteen pounds by April, for every 5 pounds you lose, treat yourself to a piece of your favorite candy (yes, just one piece!).

4. Attainable 

While challenging yourself is great, do not set unrealistic goals. Your resolution and goals should be achievable and attainable. If your resolution is to get out of debt, don’t set a goal to do this by February, it could be unrealistic depending on the amount of your debt. Instead, one of your short-term goals could be to pay off one credit card (or outstanding bill) by the end of February. This will put you one step closer to reaching your long-term goal.

5. Learn From Your Failures

Know you may fail. While this is not the most encouraging tip, it is the most realistic. Instead of getting down about a setback you incurred, focus on the future and learn how to avoid that same mistake.

6. Have a Support System 

In order to help you stay motivated and push you through any setbacks, you may encounter, find a support system. This could be your family or friends who encourage you. Working as a team will encourage you to succeed and stick to your resolution.

Regardless of your New Year’s resolution, Personal Finance Company is here to help! Need funds to travel or purchase new workout equipment? Looking to consolidate debt? We make loans for any reason and will work with you to fit your budget and your needs.  Apply today to get the extra funds you need this year! Making a financial resolution? Like our Facebook page and sign up for weekly email blasts to the right to stay up-to-date on the latest in the industry.

This material was prepared for general distribution. Although all blog posts are intended to be accurate, the information and third-party links provided in the Personal Finance blog are intended for general knowledge and educational purposes only without any warranties, implied or express, of any kind. The posts do not constitute investment, financial or other advice. Authors may or may not be licensed financial professionals; for specific advice, seek the input of a licensed and trained financial expert. Personal Finance blog entries may also be viewed at www.marinerfinance.com.

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Personal Finance Company, LLC, NMLS No. 123861 (www.nmlsconsumeraccess.com).
8211 Town Center Drive, Nottingham, MD 21236. Telephone Number 877-310-2373.

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Personal loans offered by Personal Finance Company, LLC are not available in all states. Loan terms are not guaranteed, and APR’s and terms vary based upon state laws and regulations but the APR will not exceed 35.99%. Various factors are taken into consideration when determining loan eligibility, which include, but are not limited to, credit history, loan amount, loan term, income, and debt. Loan closing is contingent upon submission of all required documentation and agreement to all terms and conditions of the loan agreement.

As an example, with an amount financed of $5,000.00 the borrower receives $5,000.00 at an APR of 29.63% and an interest rate of 28.94% which includes a finance charge of $3590.56. Under these terms, the borrower would make 48 monthly payments of $178.97, for a total of payments of $8,590.56. The amount financed may not be the net proceeds paid if charges other than interest are included in the loan.

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