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With the leaves changing colors, and with temperatures dropping, most people are thinking about football games and Halloween costumes, not so much lawn care. Since grass grows slowly during the fall season, many think that a lawn requires less maintenance, while in fact your lawn is seeking nutrients to prepare for the long winter season. Putting in some work before the cold weather settles in will result in a lush, green lawn come spring! Use these tips as a guide to ensure lawn care success.

In addition to preparing your lawn for winter, it’s just as important to prepare your home. Check out our Fall Home Maintenance Checklist to start prepping for the cold today!

Mow, Mow, Mow Your Lawn

You aren’t off the hook for mowing just because it’s getting colder! Keep mowing your lawn until you seethat the growth of the grass has slowed. Gradually lowering your mower blade will allow the maximum amount of sun to reach the blades. Water your lawn as necessary to keep it hydrated. Once you’ve reached the last cut of the year, keeping your lawn short (shoot for 1 to 1 – ½ inches) will make autumn raking easier. Raking will also keep parts of your lawn from becoming sun-deprived and reduce brown patches.

Aerate and Mulch

Fall is the perfect time to aerate your lawn, allowing as much sun, oxygen, and moisture as possible to reach the roots. An aerator can’t properly pierce soil that is dry and hard, so waiting for a day that is moist will produce best results. Mulch can protect your lawn’s trees and other plants from winter’s harsh conditions. To avoid bark and stems from rotting, keep the mulch about two inches from the base of trees and plants.

Fertilize for Spring Growth

If you only fertilize your lawn once a year, autumn is the optimal time. Grass leaves continue to grow very slowly, but root-stimulating fertilizer encourages robust root growth, motivating grass to stay strong while dormant over the winter. Make sure you spread fertilizer evenly, as failure to do so will cause your lawn to look uneven. Many lawn experts suggest over-seeding to increase the chances of a full lawn and reducing the risk of bald spots.

Continuing to rake your yard is important during the different stages of fertilization. The key is to remember that sun equals green grass! Make sure your lawn gets a fighting chance to soak up as much sun as possible as the days continue to get shorter.

Manage Weeds

Like the grass, pesky plants like dandelions and crabgrass are also working hard to soak up moisture and nutrients. During this high-absorption period, they’ll be more than willing to soak up your weed killer too. Hitting weeds hard with herbicide now will lessen the chances of them growing back in the spring, and allow more moisture to get to your grass and plants.

Regardless of the size of your lawn care project, Personal Finance Company is here to help! We provide loans for any reason and will work with you to find an amount that best fits your budget and needs. So don’t give up on that new lawnmower, aerator, or some mulching supplies just yet! Call your local branch today!

This material was prepared for general distribution. Although all blog posts are intended to be accurate, the information and third-party links provided in the Personal Finance Company’s blog are intended for general knowledge and educational purposes only without any warranties, implied or express, of any kind. The posts do not constitute investment, financial or other advice. Authors may or may not be licensed financial professionals; for specific advice, seek the input of a licensed and trained financial expert. Personal Finance Company’s blog entries may also be viewed at www.marinerfinance.com.

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Personal Finance Company, LLC, NMLS No. 123861 (www.nmlsconsumeraccess.com).
8211 Town Center Drive, Nottingham, MD 21236. Telephone Number 877-310-2373.

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Personal loans offered by Personal Finance Company, LLC are not available in all states. Loan terms are not guaranteed, and APR’s and terms vary based upon state laws and regulations but the APR will not exceed 35.99%. Various factors are taken into consideration when determining loan eligibility, which include, but are not limited to, credit history, loan amount, loan term, income, and debt. Loan closing is contingent upon submission of all required documentation and agreement to all terms and conditions of the loan agreement.

As an example, with an amount financed of $5,000.00 the borrower receives $5,000.00 at an APR of 29.63% and an interest rate of 28.94% which includes a finance charge of $3590.56. Under these terms, the borrower would make 48 monthly payments of $178.97, for a total of payments of $8,590.56. The amount financed may not be the net proceeds paid if charges other than interest are included in the loan.

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