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SPECIAL HOLIDAY HOURS This holiday season, we are open Saturdays November 17th through December 29th. 9:00 AM- 1:00 PM

Application Questions


How long does an application take?

An application takes approximately 5 minutes to complete.

I applied and haven’t heard anything. What is the status of my application?

To find out the status of your application, call the branch at which you applied. They will be able to assist you and answer any other questions you may have about the application process.

Do I have to provide proof of income to obtain a loan?

Yes.

Do you require identification, if so, what type?

Yes, valid government issued picture identification is required.

If I need a co-signer, does it need to be a family member?

No.

Do you consider applicants that have filed bankruptcy?

Yes, subject to underwriting requirements.

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Personal Finance Company, LLC, NMLS No. 123861 (www.nmlsconsumeraccess.com).
8211 Town Center Drive, Nottingham, MD 21236. Telephone Number 877-310-2373.

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Google AdWords Financial services disclosures

Personal loans offered by Personal Finance Company, LLC are not available in all states. Loan terms are not guaranteed, and APR’s and terms vary based upon state laws and regulations but the APR will not exceed 35.99%. Various factors are taken into consideration when determining loan eligibility, which include, but are not limited to, credit history, loan amount, loan term, income, and debt. Loan closing is contingent upon submission of all required documentation and agreement to all terms and conditions of the loan agreement.

As an example, with an amount financed of $5,000.00 the borrower receives $5,000.00 at an APR of 29.63% and an interest rate of 28.94% which includes a finance charge of $3590.56. Under these terms, the borrower would make 48 monthly payments of $178.97, for a total of payments of $8,590.56. The amount financed may not be the net proceeds paid if charges other than interest are included in the loan.

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